Drafty is a UK business that provides short term loans up to £3000. The service works similar to a current account where you can borrow from the extra £3000 whenever you need it and the fees stop when the loan has been paid off. Draftly claims to be flexible and easy to use. They do not use subscription fees or late fees, as stated on their website. The company is owned by GAIN Credit who also exploit several other short tem landing businesses. The service is only available for UK citizens over 18 who are employed.

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